Template-Type: ReDIF-Paper 1.0 Author-Name: Andrea Sartori Author-Name-First: Andrea Author-Name-Last: Sartori Author-Email: andrea.sartori@unicatt.it Title: Horizon 2020 e COSME: ricerca, innovazione, competitività e accesso al credito per il rilancio dell’industria e delle PMI Abstract: The aim of the research is to analyse and summarise two EU programmes within the EU Multiannual Financial Framework (2014-2020): Horizon 2020 and COSME (Competitiveness of Enterprises and Small and Mediumsized Enterprises). They are conceived to stimulate, respectively, research, innovation, and competitive techno-science and competitiveness of productive systems. The research is divided into three parts. The first part outlines the basic features of the Multiannual Financial Framework (2014-2020) in quantitative and qualitative terms with particular reference to Horizon 2020 and COSME. The second part examines Horizon 2020 programme for research and innovation, identifying and describing its legal basis, architecture, budget breakdown and the three pillars: “Excellence science”, “Industrial leadership”, “Societal Challenges”. The analysis focuses on the second pillar detailing the measures to encourage the enabling and industrial technologies, access to risk finance (equity and debt), innovation in SMEs. A specific focus is devoted to the “SME Instrument”. In the third part, similarly, is performed a description of COSME, the programme for the competitiveness of enterprises, deepening the specific actions to internationalisation, to improve access to markets, businesses framework conditions, culture of entrepreneurship and, in particular, access to finance. Keywords: Horizon 2020, Orizzonte 2020, COSME, Europa 2020, Quadro finanziario pluriennale, programmi comunitari, ricerca, sviluppo, innovazione, competitività, accesso al credito, internazionalizzazione, industria, piccole e medie imprese, PMI, Community programs, research, development, innovation, competitiveness, access to credit, internationalization, industry, small and medium-sized enterprises, SMEs Classification-JEL: O30 O31 O38 L5 I20 I28 H50 H54 Creation-Date: 2014 File-URL: http://centridiricerca.unicatt.it/cranec-crn1402.pdf File-Format: Application/PDF Number: crn1402 Handle: RePEc:crn:wpaper:crn1402